I am an applied microeconomist studying issues in labor economics, the economics of education, and consumer finance. A large portion of my current work focuses on the ways that student loan policies affect vulnerable borrowers’ labor market outcomes, financial health, and overall well-being. I also have projects that study the interaction of higher education policy with social safety net programs and the causes and consequences of gender disparities in education and the labor market. ​​

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​You can reach me at mwelch@american.edu.